For truck drivers, the coronavirus pandemic has changed the landscape quickly and repeatedly. One area of your business that you may not realize has changed as well is your insurance needs. A variety of factors can cause changes in the way you should insure yourself and your truck. How so? Here are a few reasons to assess your policy today. 1. You're Driving More. Most truckers are on the road as much as the DOT allows them right now.
Many insurance agents view continuing education webinar courses as a duty that must be fulfilled to maintain state licensing. While it's true that these webinar courses are required by the state, continuing education courses can also be valuable tools that help improve the quality of your agency. Learn more about the benefits you will enjoy when you fully engage and participate in the next series of continuing education webinar courses you are required to complete.
When times get tough, it's easy to start looking for savings anywhere you can find them. While driving uninsured never makes sense, reducing your insurance premiums is an attractive option for cutting your monthly costs. Of course, reducing those costs is always easier said than done. If you want to trim the fat from your insurance bill, then you'll need to do some legwork. If you've tried to shop around for insurance before, then you may feel like achieving a drastic discount is a lost cause, but you shouldn't give up.
After getting a DUI or too many major traffic violations, you should not be surprised to discover that you need an SR22 insurance form. If you need this, you will receive a letter, or the court will tell you. In either case, you could choose not to get it, but you would suffer consequences from this decision. You could also choose to get it, which is the better option of the two.
Medical payments (MedPay) coverage is one of the forms of auto insurance coverage that pay for your medical treatment after an accident. MedPay coverage might not be mandatory, but it is nevertheless useful to have. Below are the specific reasons to consider MedPay coverage. Your State Doesn't Have PIP Personal injury protection (PIP) and MedPay can both pay your medical bills in an auto accident. Some states have laws that make PIP coverage mandatory.
Purchasing insurance — the right insurance — is one of the smartest things you will ever do. While there are definitely differences between homeowners, car, life, and health insurance policies, they all serve the same purpose when it comes down to it. Insurance protects you against financial ruin should a tragedy happen in your life. In the case of homeowners insurance, that tragedy could be a fire or a flood. In the case of life insurance, that tragedy would be your death. The more you learn about insurance, the better the decisions you'll make when purchasing it. So dive into the articles here, and start reading.